Introduction The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance scheme launched by the Government of India. It aims to provide life insurance coverage to citizens at an affordable premium. Launched by Prime Minister Narendra Modi on May 9, 2015, PMJJBY is a part of the broader social security initiative aimed…

Life Insurance – Life insurance is a financial contract between an individual (the policyholder) and an insurance company. In this contract, the policyholder agrees to pay regular premium payments to the insurance company. In exchange, the insurance company provides a death benefit to the policyholder’s designated beneficiaries upon the policyholder’s death. Life Insurance The primary purpose…